Instant Insurance Quote for Handymen and Property Maintenance Services Whether you are attached to a franchise such as Jim's Building Maintenance, Grey Army or Hire a Hubby, or if you are a one man band, All Trades Cover is still the cheapest and easiest way to get your cover online. That's why we have our renewal guarantee, we guarantee to beat your public liability renewal premium by a minimum of 5%* Not only will we beat our competitors guaranteed, we will also let you pay your premium by the month at no extra charge. Then there's our tool cover. Accidental loss or damage cover Australia wide with no item limit. That means, if you insure for $5,000 tool cover and lose one item worth $5,000 then that's what your payout will be. We are one of the only Trades Package insurers in Australia to do this. How and why we can do that? Simply by economies of scale, we are one of Australia's largest, fastest growing tradesmen specific insurers and we are backed by Australia's largest insurer.

This buying power gives us the ability to spread the risk over many trades, many states and many different businesses allowing us to offer a cheaper price and better product than that of most competitors. So fill out the form to your right and have a quote in seconds. If you like what you see you can buy it online and have your Certificate of Insurance emailed to you in minutes.Get a public liability insurance quote now! It takes just minutes.handyman services kent Your business can be protected for up to $20,000,000bailey's handyman service You can buy online.handyman service proposal We can insure your tools too!business for sale vancouver bc craigslist

If you are a sub-contractor, sole trader or a run a trade business we can usually provide you with competitive quotes on suitable business insurance quickly and efficiently. For common trades we can often provide you with quotes from leading insurance companies such as Vero, AIG, Lumley and Zurich in minutes. Business insurance for tradies can provide protection against the common risks faced by tradies working on building sites.handyman services sacramento california Personal tools, equipment and mobiles can be covered as property in your care. business for sale tunkhannock paProtection can also be provided to third parties and damage to their property for work you have performed. Monthly payment plans can be easily arranged to assist with cash flow. We can also expand your cover to include employers' liability if you take on extra staff, plus contract works and cargo insurance if you are importing specific materials for customers jobs.

As we specialise in insurance for tradesmen you can get expert advice from us on: Please click here for our most commonly asked insurance questions from tradesmen Please contact us for more information or a quote on cover for tradies. As a tradie, public liability insurance may cover you for damage you cause to a third parties person or property. For example, if in the course of your trade works, you damage your clients' furniture , destroy part of their home or building , cause some damage to a neighbouring property, or inflict personal harm on your client, visitors, neighbours or passers-by , public liability insurance may cover you. In the most serious cases, public liability insurance may cover you where your trade business activities result in the death of a person. Public liability insurance may also be able to assist with paying damages and/or legal fees for any claims made against you as a result of your trade business activities. There are many instances of claims made against tradies that are sole traders, contractors and small businesses who did not think they were at fault.

It is strongly recommended that NO tradesman that is a sole trader, subcontractor or small business operator work without public liability. As a tradie, without public liability insurance you may personally be responsible for any damage you cause to a third parties person or property. In the most serious cases, public liability damages can result in millions of dollars of payments; which would bankrupt most tradies that are sole traders, contractors and many trade based small business owners. The most common trade based public liability cases involving million dollar payouts include serious personal injury to clients, visitors ,neighbours or passer- bys and the destruction of property by fire. Even with basic public liability insurance claims against tradies, legal bills start in the thousands of dollars, and climb into the tens and even hundreds of thousands of dollars. A further reason for tradies needing public liability insurance is that in many instances you will NOT be allowed access to a site or permitted to do a job without showing your public liability certificate of currency .

As a tradie it is essential you declare sub-contractors to your insurance company or insurance broker. As a tradie, it is vital that your sub-contractors have their OWN public liability insurance so that they may be covered for any damage they cause to a third parties person or property while sub-contracting to you. As a contractor they are responsible for any damages they cause . As a tradie, your public liability policy covers your trade business . Each business, including all sub-contractors require their own public liability insurance. It is recommended that you obtain a current public liability certificate of currency from all sub-contractors that perform work for you.If you are a tradie that is also a sole trader workers compensation will NOT cover you. Workers compensation provides cover for your employees. As a tradie that is a sole trader you may require income protection or personal accident insurance. Note: Sole traders may have up to 20 employees